Start Up Loan update: From 6 April 2026, new applications are subject to a fixed interest rate of 7.5%. Eligibility for a first Start Up Loan has also been extended to businesses trading for up to 60 months.

The North West's business funding partner

Finance North West lets startups and SMEs access fair finance that strengthens our regional economy.

Business Finance North West
Business Finance North West

Impact-driven business finance

For over 20 years, our group of not-for-profit CDFIs has helped businesses across the North access the finance they couldn’t find elsewhere.

Not because their ideas weren’t strong. But because traditional lenders said no to founders without assets, long trading histories or the “right” postcode.

We’re here to change that.

Business Finance North West

Finance should open doors

We believe talent exists everywhere. But opportunity doesn’t.

That’s why we put financial inclusion at the heart of everything we do offering fair, flexible finance to the people mainstream lenders often overlook.

Because when small businesses grow, they do more than turn a profit. They create jobs. Strengthen supply chains. And spark momentum that benefits everyone.

Trusted across the North of England

£ 129.5m

Invested directly into small businesses

£ 518m

Generated for the regions economy

17,610

Jobs created or safeguarded.

Your local finance experts

North West team
Business Finance North West
Simon Truby Regional Director for the North West
Business Finance North West
Ronnie Harris Loan Manager
Business Finance North West
Tim Burt Head of Start Up Loans
Simon Jackson
Simon Jackson Director of Investments
Business Finance North West
Stephen Waud CEO

Real North West Success Stories

See how we’re helping create jobs, fuel growth, and strengthen communities across the region.

Get your free Impact Report

We work better together

By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.

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