Finance that fits your future
Whether you’re just starting out or scaling something great, we’ll help you find the right loan; fair, flexible, and focused on businesses across the North West.
Your business is different. So is our funding.
Looking for business funding that actually fits your goals? Many online lenders use rigid criteria or offer one-size-fits-all solutions. We’re different. We offer tailored finance designed for ambitious North West businesses ready to move forward.
Support that matches your ambition
You deserve finance that works with your goals. We offer fast, flexible loans with no hidden fees built to help your business grow, not hold it back.
As a not-for-profit lender and Community Development Finance Institution (CDFI), we look beyond credit scores to offer funding that’s flexible, fair and designed around your goals.
Compare our loans
Whatever your goals, we offer tailored funding solutions designed to help you start, grow, and thrive.
Launch or early-stage growth
- 6% fixed interest rate
- Repay over 1 – 5 years
- No setup fees
- No early repayment fees
- Receive funds in 3 – 8 weeks
- Free business mentoring for 12 months
For bigger growth projects
- 13% + base interest rate
- Repay over 1 – 5 years
- 4% setup fees
- Low early repayment fees
- Receive funds in 2 weeks or less
- Dedicated relationship manager
What can I use a loan for?
You can use our loans to:
- Boost cash flow
- Invest in new equipment
- Grow your team
- Buy stock or supplies
- Adapt to new opportunities
- Manage unexpected costs
We fund businesses across every sector and stage, from food trucks and creative studios to manufacturers, retailers, and care providers.
Why businesses in the North West choose us
We back the North West
Born and based in the North West, we know what makes local businesses tick. We’re here to help you build something brilliant right where you are.
Decisions made by people, not algorithms
We look at the whole picture, not just your credit score. Real conversations, real support from people who understand the region.
A named contact, from start to finish
You'll have a dedicated investment manage, here to guide you through the process.
Funding that flows back into the North West
As a not-for-profit, every repayment helps us support more businesses in the region. When you grow, the North West grows too.
Tailored finance, fair rates, and local support from people who understand your business and your region.
How to apply in four simple steps
Tell us about your business and funding needs
We'll help you understand your options
Fast decisions and clear terms
Use the funds to build your business
Finding the right funding can feel overwhelming, but it doesn’t have to. We're here to make the process clear, simple and fully tailored to you.
Talk to usFAQs about our loans
We’re here to help you move forward with clarity and confidence.
We work better together
By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.