From the 6th April 2026 the .Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.

Empowering regional growth

For over 20 years, we have been dedicated to providing flexible finance to small businesses across the North of England, supporting regional growth and economic development through our social enterprise mission.

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Business Finance North West

Businesses backed by BEF Group in 2024/25

£ 21.8m

in client investment

£ 87.2m

Added to the regional economy

5,096

Jobs created or safeguarded

Business Finance North West

Fairer finance where it's needed most

As a social enterprise, our goal is simple; to provide flexible finance to businesses in areas that need it most.

We’re proud to be part of the effort to support and grow the regional economies that make up the North of England and have developed a unique lending proposition for this to continue.

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Lending by region

Business Finance North West
North Yorkshire £ 3m
North East & Teesside £ 3.69m
West Yorkshire £ 5.69m
North West £ 1.8m

Discover our impact

Curious about the difference we’re making in communities across the North of England? Dive into the details with our comprehensive report.

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Going the distance together

Finance from Finance NW has been helping the region thrive for over seven years.

2020/21 to 2023/24
2017/18 to 2019/20