Business loans and finance for the North West

We provide finance to start-ups, small businesses and growing businesses across the North West of England.

As a not-for-profit CDFI, we take a relationship-led approach to lending and consider your business, circumstances and plans when assessing your application. Eligibility and lending decisions depend on your individual circumstances.

Business Finance NW provides finance from £500 to £250,000, depending on the finance option, your business needs and your circumstances. Use Find your finance to explore the options that may suit you.

Yes. We support founders starting a business and businesses trading for up to 5 years. Eligible founders may be able to access a Start Up Loan for business purposes.

Depending on the finance option and your circumstances, finance may be available for start-up costs, working capital, growth, equipment, stock, investment and refinancing existing borrowing.

Yes. Working capital is one of the reasons businesses seek finance. Depending on your circumstances, finance may help cover day-to-day costs and manage the gap between money going out and money coming in.

Depending on your circumstances, finance may be available to refinance expensive short-term borrowing. This could help you replace existing borrowing with finance that better fits your business and repayment needs.

You don't need to work that out on your own. Use Find your finance to answer a few simple questions about your business, how long you've been trading and what you need funding for. We'll help you explore the options that may suit you.