Finance for small businesses

Whether you're looking to improve cash flow, invest in your operations or strengthen your business for the future, access to the right funding can make a real difference.

Find your finance
Business Finance North West
Business Finance North West

Is this you?

You may need finance to:

  • Manage cash flow and working capital
  • Purchase equipment or vehicles
  • Invest in systems and technology
  • Recruit and train staff
  • Expand your products or services
  • Take advantage of new opportunities

Whether you need to respond to an immediate need or invest in your business for the future, the right finance can give you the flexibility to move forward.

Business Finance North West

How BEF How BEF can help

As a not-for-profit lender, BEF works with small businesses across the North of England.

We'll take the time to understand your business, what you're trying to achieve and why you need finance. We can then help you explore the funding options that may suit your needs and circumstances.

Why small businesses choose BEF

Not for profit

We're a not-for-profit lender focused on helping businesses access finance and creating positive social and economic impact across the North West.

Finance that fits

We take the time to understand what you need finance for and help you explore options that could support your plans.

Rooted in the North

We understand the local economies, communities and opportunities across the North West.

People who understand business

Our team takes the time to understand your business and circumstances, providing clear and transparent information throughout your funding journey.

Find your finance

Know what you need finance for but not sure which option could work for your business? Tell us a little about your business and explore the funding options that may suit your needs and plans.

Small business finance FAQs

Find answers to common questions about small business finance, including working capital, refinancing, borrowing amounts and choosing the right finance option for your business.

Find your finance
What can small business finance be used for?
Can I get finance for working capital?
Can I refinance existing business borrowing?
How much can a small business borrow?
How do I know which finance option is right for my business?