Start Up Loan update: From 6 April 2026, new applications are subject to a fixed interest rate of 7.5%. Eligibility for a first Start Up Loan has also been extended to businesses trading for up to 60 months.
Manchester

Start Up Loans in Liverpool

£11500
5year(s)
£
£

Fair, flexible finance to help you start your own business in Manchester. Talk to Finance NW about becoming an entrepreneur in this historic town.

Apply now
Business Finance North West

Manchester: Overview

Manchester is a dynamic and globally recognised city where industrial heritage, cultural diversity, and modern innovation come together. Its vibrant neighbourhoods, thriving music and arts scene, and expanding business and digital sectors give the city a distinctive energy that continues to grow. Supported by major investment, excellent connectivity, and a strong international outlook, Manchester remains an exciting and forward‑looking place to live, work, and explore.

For an entrepreneur with vision, Manchester delivers affordable opportunities, a supportive local community and a growing economy. A Start Up Loan can help you take advantage of this thriving, constantly regenerating location. Thinking about starting a business in Manchester? We’re your fair, flexible funding partner.

Start Up Loans At a glance

For ambitious founders who want flexible, government-backed support.

Start Up Loans £500 - £25k

Turn your idea into impact


  • For businesses trading less than 5 years
  • Average loan size: £11.5k
  • 7.5% fixed interest, repay over 1-5 years
  • No setup or early repayment fees
  • No security or guarantors required
  • 12 months free business mentoring
  • Funds typically in 3-8 weeks
  • Credit check required
Start your application
Business Finance North West

Why get a Start Up Loan in Manchester?

Finance NW is committed to helping new entrepreneurs navigate the realities of starting a business in Manchester. With an economy shaped by its industrial heritage and strengthened by ongoing regeneration and masterplan initiatives, new founders must work hard to stand out in a competitive and rapidly evolving environment.

Whatever challenges you face, a Start Up Loan from Finance NW can help you build strong foundations from day one. And with 12 months of free business mentoring, you’ll get guided support through Manchester's local networks, regulatory considerations, and practical steps to establishing a sustainable business. It’s our job to help you succeed.

Support near Manchester

Manchester is a confident, fast‑evolving city where heritage, creativity, and innovation shape a distinctive urban identity. Its diverse neighbourhoods, major cultural institutions, and thriving business and digital sectors contribute to a city with strong momentum and national significance. Backed by continued investment, excellent connectivity, and a vibrant mix of people and ideas, Manchester remains a dynamic and forward‑looking place to live, work, and explore.

4 steps to startup finance

1. Apply online

Fill out a quick application and credit check.

2. Connect with BEF

Our team guides you through gathering your info.

3. Refine your plan

One-to-one support from your business advisor.

4. Get your loan

Receive funding and 12 months free mentoring.

Put your ambition into action

Start Up Loans from Finance NW are helping entrepreneurs across the region start and grow a business. The right finance can let you do the same.

Apply now