From the 6th April 2026 the .Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.

What's your funding fit?

Starting out, scaling up, or looking to refinance? We’ll help you find the funding that works for your business.

See what you could save
Business Finance North West

See how much cashflow you could release

Answer two quick questions and get an instant estimate. No credit checks. No commitment. Just a simple way to see what refinancing could do for your business.

Why businesses in the North West choose us

We’re local, like you

Talk to real people who know your region, your challenges and your ambitions.

We look beyond the numbers

Where traditional lenders focus on rigid criteria, we take a broader view, backing strong ideas, solid plans, and ambitious people.

Decisions made by real people

You’ll work with an Investment Manager who understands your business and your region, not a faceless algorithm.

Not-for-profit, all for you

As a Community Development Finance Institution, we reinvest in businesses like yours, not shareholders.

We’re not just a lender. We’re a not-for-distributed-profit partner dedicated to your success.

Start your Rebalance Loan enquiry