Business finance for the North West
Fair, flexible funding that works for you.
You’ve got potential. We help unlock it.
Banks say no. Algorithms make assumptions. We do things differently.
We look beyond the credit score to back the people behind the plan, especially those that mainstream finance often leaves out.
Whether you’re launching a new idea, rebuilding after a setback or ready to grow, we’re here to help you take the next step.
Finance that fits your future
We’re a Community Development Finance Institution (CDFI) and a not-for-profit lender. Every repayment helps us support even more local businesses.
No shareholders. No hidden charges. Just fair, flexible finance with real people at the other end of the phone.
Loans that meet you where you are
Whether you’re getting started or ready to scale, our two core loan products are designed around you.
Not sure which one’s right for you?
Start Up Loan
£500 to £25k
Launch or early-stage growth
- 6% fixed interest rate
- Repay over 1 – 5 years
- No setup fees
- No early repayment fees
- 12 months free mentoring
- Funds in 3 – 8 weeks
Small Business Loan
Up to £250k
For bigger growth projects
- 13% + base interest rate
- Repay over 1 – 5 years
- 4% setup fees
- Low early repayment fees
- Support that doesn’t drop off
- Funds in 2 weeks or less
What can I use a loan for?
We don’t believe in one-size-fits-all. Use your loan to:
- Boost cash flow
- Buy stock or equipment
- Hire new staff
- Move into bigger premises
- Launch a new product or service
- Adapt to unexpected changes
We fund businesses in every sector including the ones banks and online lenders often overlook.
Ready to move forward?
Let’s explore what’s possible. No pressure, no jargon, just honest support.
We work better together
By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.
Explore finance for your business
