Business Funding Blackpool is a new community lender for Blackpool and the Fylde Coast. We provide fair, affordable loans to viable local businesses.

Yes. We are part of the BEF Group, an established UK community lender. We follow the Responsible Finance Code of Practice and use clear, regulated processes.

We are new. That is the point. Blackpool needs a local lender focused on local outcomes. We exist to fill that gap and keep more funding circulating here.

Start ups under 36 months and established small businesses. Sole traders, partnerships, limited companies and social enterprises are welcome.

We look beyond a single score. You speak to a named local manager, costs are transparent in pounds, and decisions consider your plan, cash flow and context.

Working capital, staff, stock, equipment, tech, fit-outs, launching new products, or smoothing cash flow. If it makes your business stronger, we will consider it.

No upfront fees on Start Up Loans. Small Business Loans have a clear setup fee and low early-repayment costs. We show total cost in pounds before you agree.

Once your documents are in, we move quickly. Start Up Loans often fund in 3 to 8 weeks. Small Business Loans can be around 2 weeks. We keep you updated.

Yes. Our Rebalance Loan replaces stacked weekly repayments with one fair monthly payment over up to 5 years, freeing up cash each month.

Not necessarily. Tell us the story behind the numbers and show affordability. We make human decisions using local judgement.

Begin with a short enquiry. We will confirm eligibility, send a simple checklist, and introduce your local manager so you know exactly what happens next.