Start Up Loan update: From 6 April 2026, new applications are subject to a fixed interest rate of 7.5%. Eligibility for a first Start Up Loan has also been extended to businesses trading for up to 60 months.
Construction

Small Business Loans for North West construction firms

£ 50,000
5years
£

The North West is building. Construction is the centrepiece of our economic regeneration, and Small Business Loans from FinanceNW are playing a key role. Lay the right foundations with effective finance.

Check your eligibility
Business Finance North West

How does business finance help the construction sector?

A Small Business Loan helps construction firms across the North West take on more work and deliver projects with confidence.

Many businesses use funding to purchase essential machinery that improves efficiency on site. Others invest in new tools and vehicles that support larger contracts and faster turnaround times. Additional capital strengthens cash flow and covers upfront material costs before client payments arrive.

In areas facing economic challenges, this investment supports steady employment and keeps local projects moving. Firms also use funding to expand their teams, improve safety equipment, and upgrade operational systems.

Flexible terms support smoother financial planning and reduce day‑to‑day pressure. With the right backing, construction businesses build stronger foundations for long‑term regional growth.

Small Business Loans at a glance

For saying yes to more contracts, hiring and retaining the best talent, or upgrading old equipment.

Small Business Loan Up to £250k

Grow with confidence


  • For businesses trading 1+ years
  • Average loan size: £75k
  • Competitive interest, repay over 1–5 years
  • 4% setup fees
  • Low early repayment fees
  • Funds typically in 1–2 weeks
  • Credit check required
Check your eligibility

What else can you do with a Small Business Loan?

The construction sector in the North West is especially prone to seasonal peaks and troughs in business.

The right finance can provide working capital to help you maintain momentum. It could let you invest in capital expenditure; new vehicles, machinery, and premises. Or it might help you refinance costly debt. We’ll build a loan around your needs.

Get funded in 4 steps

1. Apply for funding

What would give your retail business a new competitive edge?

2. Get expert support

Your Investment Manager shapes the right solution for you

3. Receive your offer

A plain-language breakdown makes finance easy to grasp

4. Receive your funding

You could get your working capital in as little as two weeks

Make sure you can always meet the demand.

Check your eligibility

Put your business on the firmest foundations

With a Small Business Loan from FinanceNW, you can keep on doing everything you can to reimagine our region.

Start your application