Start Up Loan update: From 6 April 2026, new applications are subject to a fixed interest rate of 7.5%. Eligibility for a first Start Up Loan has also been extended to businesses trading for up to 60 months.
Hospitality

Small Business Loans for North West Hospitality

£ 50,000
5years
£

Our region sits at the crossroads between tradition and innovation, resulting in some incredible food and drink experiences. Small Business Loans are helping the local hospitality sector thrive and grow.

Check your eligibility
Business Finance North West

How does business finance help the hospitality sector?

A Small Business Loan helps hospitality businesses across the North West elevate their offering and attract more guests.

Many venues use funding to refurbish dining areas, refresh décor, and create warmer, more welcoming spaces. Others invest in kitchen upgrades that improve service speed and food quality. Additional working capital supports the hiring of extra staff during busy periods and strengthens customer experience.

In communities facing economic challenges, this investment drives footfall and boosts local confidence. Hospitality owners also use funding to expand outdoor seating, introduce new menus, or launch promotional campaigns. Flexible terms support smoother budgeting and reduce financial pressure.

With the right support, hospitality businesses strengthen their resilience and deliver greater value to their neighbourhoods.

Small Business Loans at a glance

For elevating your customer experience, attracting the best staff, and fitting out even better premises.

Small Business Loan Up to £250k

Grow with confidence


  • For businesses trading 1+ years
  • Average loan size: £75k
  • Competitive interest, repay over 1–5 years
  • 4% setup fees
  • Low early repayment fees
  • Funds typically in 1–2 weeks
  • Credit check required
Check your eligibility

What else can you do with a Small Business Loan?

Hospitality businesses in the North West use business finance for a range of different reasons. Refinancing short-term loans frees up cashflow each month.

Investing in capital expenditure lets you grow faster without sacrificing security. Meanwhile, extra working capital is often helpful in retaining talented staff and maintaining stock levels.

Get funded in 4 steps

1. Apply for funding

What would give your retail business a new competitive edge?

2. Get expert support

Your Investment Manager shapes the right solution for you

3. Receive your offer

A plain-language breakdown makes finance easy to grasp

4. Receive your funding

You could get your working capital in as little as two weeks

Make sure you can always meet the demand.

Check your eligibility

Serve up an elevated hospitality experience

Finance North West's experts are ready to prepare a loan that lets your business stand out in the marketplace.

Start your application