From the 6th April 2026 the .Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
Manchester

Small Business Loans in Liverpool

£ 50,000
5years
£

Fair, flexible finance to help you grow your business in Manchester. Talk to Finance NW about becoming an entrepreneur in this historic town.

Apply now
Business Finance North West

Manchester: Overview

Manchester is a dynamic and globally recognised city where industrial heritage, cultural diversity, and modern innovation come together. Its vibrant neighbourhoods, thriving music and arts scene, and expanding business and digital sectors give the city a distinctive energy that continues to grow. Supported by major investment, excellent connectivity, and a strong international outlook, Manchester remains an exciting and forward‑looking place to live, work, and explore.

For an entrepreneur with vision, Manchester delivers affordable opportunities, a supportive local community and a growing economy. A Small Business Loan can help you take advantage of this thriving, constantly regenerating location. Thinking about growing you business in Manchester? We’re your fair, flexible funding partner.

Small Business Loans At a glance

For ambitious founders who want flexible, government-backed support.

Small Business Loan Up to £250k

Grow with confidence


  • For businesses trading 1+ years
  • Average loan size: £75k
  • Competitive interest, repay over 1-5 years
  • 4% setup fees
  • Low early repayment fees
  • Funds typically in 1-2 weeks
  • Credit check required
Start your application
Business Finance North West

Why get a Small Business Loan in Manchester?

Finance NW is committed to helping new entrepreneurs navigate the realities of starting a business in Manchester. With an economy shaped by its industrial heritage and strengthened by ongoing regeneration and masterplan initiatives, new founders must work hard to stand out in a competitive and rapidly evolving environment.

Whatever challenges you face, a Small Business Loan from Finance NW can help you build strong foundations from day one. It’s our job to help you succeed.

Support near Manchester

Manchester is a confident, fast‑evolving city where heritage, creativity, and innovation shape a distinctive urban identity. Its diverse neighbourhoods, major cultural institutions, and thriving business and digital sectors contribute to a city with strong momentum and national significance. Backed by continued investment, excellent connectivity, and a vibrant mix of people and ideas, Manchester remains a dynamic and forward‑looking place to live, work, and explore.

4 steps to commercial confidence

1. Apply online

Tell us what your business needs to keep growing.

2. Connect with BEF

Our team guides you through gathering your info.

3. Receive your offer

We'll clearly explain the terms of your loan in plain language.

4. Receive your offer

We typically aim to approve applications within two weeks.

Protect your ambitions

Small Business Loans from Finance NW are helping entrepreneurs across the region start and grow a business.

Apply now