From the 6th April 2026 the .Start Up Loans fixed interest rate for new applications is changing to 7.5%. Eligibility criteria for a first Start Up Loan is being extended to businesses that have been trading for up to 60 months.
LOCATION

Start Up Loans in LOCATION

£11500
5year(s)
£
£

~40 WORDS DESCRIBING THE REGION AND HOW STARTUP FINANCE IS HELPING LOCAL ENTREPRENEURS

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Business Finance North West

LOCATION: Overview

Target: 120–150 words

  • Introduce the location’s business profile
  • Explain why the loan type is relevant to that location
  • Keep short and scannable
  • Include one location-specific anchor (e.g. neighbourhoods, sectors, regeneration areas)
  • Include one link to product page in the copy

Start Up Loans at a glance

Put your ambition in motion.

Start Up Loan £500 to £25k

Launch or early-stage growth

  • Average loan: 11.5k
  • Fixed interest rate of 6%
  • Repay over 1 – 5 years
  • No setup fee
  • No early repayment fee
  • No security or guarantors required
  • Free business mentoring for 12 months
  • Receive funds in 3 – 8 weeks
  • A credit check will be completed
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Business Finance North West

Why does LOCATION Need startup finance?

Target: 130–160 words

  • Describe local challenges or opportunities
  • Provide 2–3 location-specific examples of how the loan is commonly used
  • Keep examples short, practical and realistic
  • Maintain regional relevance

Startup support near LOCATION

Target: 40–60 words**

Rules

County pages:

  • Must link to all cities within that county (same loan type silo only)

City pages:

  • Must link to 2–3 nearby cities (same loan type silo only)

All pages must also link UP to:

  • The main product page for that loan type

Do not:

  • Cross-link Start Up Loan pages to Small Business Loan pages
  • Link outside the North East
  • Link city pages back up to county pages

How to apply for a Start Up Loan

1. Apply online

Complete a short form and credit check

2. Work with our support team

Get support to submit your completed information

3. Work with a Business Advisor

Refine your plan with one-to-one support

4. Get your decision

And start your business journey with 12 months mentoring

Let’s get your business moving. It only takes a few minutes to get started. Get funded in 3 - 8 weeks.

Start your application

Begin your business journey

Start Up Loans are helping entrepreneurs across the region establish and grow their own business. The right finance can let you do the same.

Apply now